Independent Insurance Agents of South Dakota
Did your insurance company raise rates?
Insurance companies must file rate changes with the South Dakota Division of Insurance. Pick your company to see how its rates have changed over the last three years.
The rate data didn't load. Please refresh the page to try again.
Don't see yours? It may not have filed a rate change for this coverage here since 2016, or it may use rates set by an advisory organization. An agent can check.
Many brands sell through several companies with different rates. The exact company name is on your declarations page.
Your change may be different
Compare before you renew
Independent agents work with many insurance companies, so they can show you what other companies would charge for the same coverage.
Find an agent near youIs a change waiting for your next renewal?
Approved changes reach each policy at its first renewal after the effective date, so some haven't shown up on bills yet.
It's on your declarations page as the policy expiration date.
Rate changes since
Solid bars are this company's main program. Lighter bars are smaller programs, such as manufactured homes or renters.
Filing details
| Approved | Effective | Average | Range | What was filed |
|---|
Compare before you renew
Independent agents work with many insurance companies, so they can show you what other companies would charge for the same coverage.
Find an agent near youAbout this information
This page summarizes home, auto, farm and business rate filings approved by the South Dakota Division of Insurance from 2016 through September 2026, compiled from AM Best's State Rate Filings. Each filing reports an average statewide change for the policyholders in that program. Your own change depends on what you insure, your coverage, discounts, and claims. A filing that was later amended is shown once, with its original approval date and its final numbers.
New rates apply to each policy at its first renewal on or after the effective date. The page shows filings approved since January . The combined figure multiplies together the averages of the company's main-program filings in that time and is an estimate. The statewide figure is the average of all approved filings each year, weighted by premium.